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Click the map below to see specific rates and terms for your state.

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Rates and Terms

New Mexico

Click here to view our New Mexico business license.

Click here to view the New Mexico Loan Rate and Fees Disclosure.

Click here to view the New Mexico Consumer Information Brochure.

Loan Amount

Loan amounts are available from $300 to $1000. The size and duration of the loan is determined by the financial ability of the borrower to reasonably repay the loan in the time and manner specified in the loan contract.

Loan Terms

We offer loan repayment plans between 120 and 365 days. Please note, there are no early payoff penalties, and we encourage you to pay off your loan as soon as possible.

Prepayment

If you pay off the loan early, you may be entitled to a refund of part of the finance charge.

Maximum Rate

The maximum annual percentage rate currently being charged is 175%.

Customer Service

If you have questions or concerns regarding the terms of your loan please contact us ASAP. You may reach us by phone at (888) 542-1015 or email at cs@clearlineloans.com.

TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL:

Loan Cancellation

You may cancel the loan, without finance charges or any costs, no later than 5:00 PM Eastern Time of the next banking day immediately following the funding date. To cancel your payment obligations you must notify us in writing, either by email at cs@clearlineloans.com or by fax at (888) 803-3531.

Cost of Credit

The specific rates and terms vary based on loan amount and loan duration. The Annual Percentage Rate and other loan terms will be clearly detailed in your loan agreement. Our customer service representatives will thoroughly review your loan terms with you before your loan is funded.

The chart below is an illustrative example showing the cost of a $300 loan funded with 16 Semimonthly scheduled payments.

Annual Percentage Rate
Finance Charge
Amount Financed
Total Payments
The cost of your credit as a yearly rate.
The dollar amount the credit will cost you. The amount of credit provided to you or on your behalf. The amount you will have paid after you have made all payments as scheduled.
150.65% $208.16 $ 300.00 $ 508.16
Your Payment Schedule will be:
Number of Payments
Amount Due
Due Date
1
$31.76 02/15/2018
2 $31.76 02/28/2018
3 $31.76 03/15/2018
4 $31.76 03/30/2018
5 $31.76 04/16/2018
6 $31.76 04/30/2018
7 $31.76 05/15/2018
8 $31.76 05/31/2018
9 $31.76 06/15/2018
10 $31.76 06/29/2018
11 $31.76 07/16/2018
12 $31.76 07/31/2018
13 $31.76 08/15/2018
14 $31.76 08/31/2018
15 $31.76 09/17/2018
16 $31.76 09/28/2018


Illinois

Click here to view our Illinios business license.

Click here to view the Illinios' consumer pamplet.

Click here to view the Illinios' spanish consumer pamplet.

Loan Amount

Loan amounts are available from $300 to $1000. The size and duration of the loan is determined by the financial ability of the borrower to reasonably repay the loan in the time and manner specified in the loan contract.

Loan Terms

We offer loan repayment plans between 112 and 180 days. Please note, there are no early payoff penalties, and we encourage you to pay off your loan as soon as possible.

Prepayment

If you pay off the loan early, you may be entitled to a refund of part of the finance charge.

Maximum Rate

The maximum annual percentage rate currently being charged is 400%.

Customer Service

If you have questions or concerns regarding the terms of your loan please contact us ASAP. You may reach us by phone at (888) 542-1015 or email at cs@clearlineloans.com.

Loan Cancellation

You may cancel the loan, without finance charges or any costs, no later than 5:00 PM Eastern Time of the next banking day immediately following the funding date. To cancel your payment obligations you must notify us in writing, either by email at cs@clearlineloans.com or by fax at (888) 803-3531.

Cost of Credit

The specific rates and terms vary based on loan amount and loan duration. The Annual Percentage Rate and other loan terms will be clearly detailed in your loan agreement. Our customer service representatives will thoroughly review your loan terms with you before your loan is funded.

The chart below is an illustrative example showing the cost of a $300 loan with an effective date of 11/05/2018, and 12 bi-weekly scheduled payments.

Annual Percentage Rate
Finance Charge
Amount Financed
Total Payments
The cost of your credit as a yearly rate.
The dollar amount the credit will cost you. The amount of credit provided to you or on your behalf. The amount you will have paid after you have made all payments as scheduled.
366.29% $ 364.27 $ 300.00 $ 664.27
Your Payment Schedule will be:
Number of Payments
Amount Due
Due Date
1
$54.34 11/23/2018
2 $54.34 12/07/2018
3 $54.34 12/21/2018
4 $54.34 01/04/2019
5 $54.34 01/18/2019
6 $54.34 02/01/2019
7 $54.34 02/15/2019
8 $54.34 03/01/2019
9 $54.34 03/15/2019
10 $54.34 03/29/2019
11 $54.34 04/12/2019
12 $54.33 04/26/2019


North Dakota

Loan Amount

Loan amounts are available from $1050 to $1500. The size and duration of the loan is determined by the financial ability of the borrower to reasonably repay the loan in the time and manner specified in the loan contract.

Loan Terms

We offer loan repayment plans between 180 and 550 days. Please note, there are no early payoff penalties, and we encourage you to pay off your loan as soon as possible.

Prepayment

You may prepay in part or in full at any time, without incurring an additional charge, fee, or penalty.

Maximum Rate

The maximum annual percentage rate currently being charged is 350%.

Customer Service

If you have questions or concerns regarding the terms of your loan please contact us ASAP. You may reach us by phone at (888) 542-1015 or email at cs@clearlineloans.com.

Loan Cancellation

You may cancel the loan, without finance charges or any costs, no later than 5:00 PM Eastern Time of the next banking day immediately following the funding date. To cancel your payment obligations you must notify us in writing, either by email at cs@clearlineloans.com or by fax at (888) 803-3531.

Cost of Credit

The specific rates and terms vary based on loan amount and loan duration. The Annual Percentage Rate and other loan terms will be clearly detailed in your loan agreement. Our customer service representatives will thoroughly review your loan terms with you before your loan is funded.

The chart below is an illustrative example showing the cost of a $1050 loan with an effective date of 05/31/2018, and 20 Bi-Weekly scheduled payments.

Annual Percentage Rate
Finance Charge
Amount Financed
Total Payments
The cost of your credit as a yearly rate.
The dollar amount the credit will cost you. The amount of credit provided to you or on your behalf. The amount you will have paid after you have made all payments as scheduled.
330.41% $2099.71 $ 1050.00 $ 3149.71
Your Payment Schedule will be:
Number of Payments
Amount Due
Due Date
2 $157.53 07/06/2018
3 $157.53 07/20/2018
4 $157.53 08/03/2018
5 $157.53 08/17/2018
5 $157.53 08/31/2018
6 $157.53 09/14/2018
7 $157.53 09/28/2018
8 $157.53 10/12/2018
9 $157.53 10/26/2018
10 $157.53 11/09/2018
11 $157.53 11/23/2018
12 $157.53 12/07/2018
13 $157.53 12/21/2018
14 $157.53 01/04/2019
15 $157.53 01/18/2019
16 $157.53 02/01/2019
18 $157.53 02/15/2019
19 $157.53 03/01/2019
20 $156.64 03/15/2019


Mississippi

Click here to view our Mississippi business license.

Click here to view Mississippi's Credit Availability Pamphlet.

Loan Amount

Loan amounts are available from $300 to $1000. The size and duration of the loan is determined by the financial ability of the borrower to reasonably repay the loan in the time and manner specified in the loan contract.

Loan Terms

We offer loan repayment plans between 120 and 365 days. Please note, there are no early payoff penalties, and we encourage you to pay off your loan as soon as possible.

Prepayment

If you pay off the loan early, you may be entitled to a refund of part of the finance charge.

Maximum Rate

The maximum annual percentage rate currently being charged is 300%.

Customer Service

If you have questions or concerns regarding the terms of your loan please contact us ASAP. You may reach us by phone at (888) 542-1015 or email at cs@clearlineloans.com.

Loan Cancellation

You may cancel the loan, without finance charges or any costs, no later than 5:00 PM Eastern Time of the next banking day immediately following the funding date. To cancel your payment obligations you must notify us in writing, either by email at cs@clearlineloans.com or by fax at (888) 803-3531.

Cost of Credit

The specific rates and terms vary based on loan amount and loan duration. The Annual Percentage Rate and other loan terms will be clearly detailed in your loan agreement. Our customer service representatives will thoroughly review your loan terms with you before your loan is funded.

The chart below is an illustrative example showing the cost of a $300 loan funded with 6 Monthly scheduled payments.

Annual Percentage Rate
Finance Charge
Amount Financed
Total Payments
The cost of your credit as a yearly rate.
The dollar amount the credit will cost you. The amount of credit provided to you or on your behalf. The amount you will have paid after you have made all payments as scheduled.
294.35 % $218.70 $300.00 $518.70
Your Payment Schedule will be:
Number of Payments
Amount Due
Due Date
1
$86.45 01/31/2018
2 $86.45 02/28/2018
3 $86.45 03/30/2018
4 $86.45 04/30/2018
5 $86.45 05/31/2018
6 $86.45 06/29/2018


Missouri

Click here to view our Missouri business license.

Loan Amount

Loan amounts are available from $100 to $1000. The size and duration of the loan is determined by the financial ability of the borrower to reasonably repay the loan in the time and manner specified in the loan contract.

Loan Terms

We offer loan repayment plans between 120 and 365 days. Please note, there are no early payoff penalties, and we encourage you to pay off your loan as soon as possible.

Prepayment

If you pay off the loan early, you may be entitled to a refund of part of the finance charge.

Maximum Rate

The maximum annual percentage rate currently being charged is 795%.

Customer Service

If you have questions or concerns regarding the terms of your loan please contact us ASAP. You may reach us by phone at (888) 542-1015 or email at cs@clearlineloans.com.

Loan Cancellation

You may cancel the loan, without finance charges or any costs, no later than 5:00 PM Eastern Time of the next banking day immediately following the funding date. To cancel your payment obligations you must notify us in writing, either by email at cs@clearlineloans.com or by fax at (888) 803-3531.

Cost of Credit

The specific rates and terms vary based on loan amount and loan duration. The Annual Percentage Rate and other loan terms will be clearly detailed in your loan agreement. Our customer service representatives will thoroughly review your loan terms with you before your loan is funded.

The chart below is an illustrative example showing the cost of a $300 loan funded with 9 Bi-Weekly scheduled payments.

Annual Percentage Rate
Finance Charge
Amount Financed
Total Payments
The cost of your credit as a yearly rate.
The dollar amount the credit will cost you. The amount of credit provided to you or on your behalf. The amount you will have paid after you have made all payments as scheduled.
582.72 % $ 549.33 $ 300.00 $ 894.33
Your Payment Schedule will be:
Number of Payments
Amount Due
Due Date
1
$99.37 11/01/2017
2 $99.37 11/15/2017
3 $99.37 12/01/2017
4 $99.37 12/15/2017
5 $99.37 01/01/2018
6 $99.37 01/15/2018
7 $99.37 02/01/2018
8 $99.37 02/15/2018
9 $99.37 03/01/2018


Wisconsin

Click here to view our Wisconsin business license.

Loan Amount

Loan amounts are available from $200 to $1000. The size and duration of the loan is determined by the financial ability of the borrower to reasonably repay the loan in the time and manner specified in the loan contract.

Loan Terms

We offer loan repayment plans between 90 and 365 days. Please note, there are no early payoff penalties, and we encourage you to pay off your loan as soon as possible.

Prepayment

If you pay off the loan early, you may be entitled to a refund of part of the finance charge.

Maximum Rate

The maximum annual percentage rate currently being charged is 930%.

Customer Service

If you have questions or concerns regarding the terms of your loan please contact us ASAP. You may reach us by phone at (888) 542-1015 or email at cs@clearlineloans.com.

Loan Cancellation

You may cancel the loan, without finance charges or any costs, no later than 5:00 PM Eastern Time of the next banking day immediately following the funding date. To cancel your payment obligations you must notify us in writing, either by email at cs@clearlineloans.com or by fax at (888) 803-3531.

Cost of Credit

The specific rates and terms vary based on loan amount and loan duration. The Annual Percentage Rate and other loan terms will be clearly detailed in your loan agreement. Our customer service representatives will thoroughly review your loan terms with you before your loan is funded.

The chart below is an illustrative example showing the cost of a $300 loan funded with 9 Bi-Weekly scheduled payments.

Annual Percentage Rate
Finance Charge
Amount Financed
Total Payments
The cost of your credit as a yearly rate.
The dollar amount the credit will cost you. The amount of credit provided to you or on your behalf. The amount you will have paid after you have made all payments as scheduled.
582.72 % $ 549.33 $ 300.00 $ 894.33
Your Payment Schedule will be:
Number of Payments
Amount Due
Due Date
1
$99.37 11/01/2017
2 $99.37 11/15/2017
3 $99.37 12/01/2017
4 $99.37 12/15/2017
5 $99.37 01/01/2018
6 $99.37 01/15/2018
7 $99.37 02/01/2018
8 $99.37 02/15/2018
9 $99.37 03/01/2018


South Carolina

Click here to view our South Carolina business licenses.

Click here to view South Carolina's Max Rate Schedule.

Click here to view South Carolina's Consumer Rights Responsibilities Pamphlet.

Loan Amount

Loan amounts are available from $650 to $1000. The size and duration of the loan is determined by the financial ability of the borrower to reasonably repay the loan in the time and manner specified in the loan contract.

Loan Terms

We offer loan repayment plans between 60 and 750 days. Please note, there are no early payoff penalties, and we encourage you to pay off your loan as soon as possible.

Prepayment

If you pay off the loan early, you may be entitled to a refund of part of the finance charge.

Maximum Rate

The maximum annual percentage rate currently being charged is 300%.

Customer Service

If you have questions or concerns regarding the terms of your loan please contact us ASAP. You may reach us by phone at (888) 542-1015 or email at cs@clearlineloans.com.

Loan Cancellation

You may cancel the loan, without finance charges or any costs, no later than 5:00 PM Eastern Time of the next banking day immediately following the funding date. To cancel your payment obligations you must notify us in writing, either by email at cs@clearlineloans.com or by fax at (888) 803-3531.

Cost of Credit

The specific rates and terms vary based on loan amount and loan duration. The Annual Percentage Rate and other loan terms will be clearly detailed in your loan agreement. Our customer service representatives will thoroughly review your loan terms with you before your loan is funded.

The chart below is an illustrative example showing the cost of a $650 loan with an effective date of 04/10/2018, and 8 monthly scheduled payments.

Annual Percentage Rate
Finance Charge
Amount Financed
Total Payments
The cost of your credit as a yearly rate.
The dollar amount the credit will cost you. The amount of credit provided to you or on your behalf. The amount you will have paid after you have made all payments as scheduled.
227.60 % $ 705.20 $ 650.00 $ 1355.20
Your Payment Schedule will be:
Number of Payments
Amount Due
Due Date
1
$169.40 05/15/2018
2 $169.40 06/15/2018
3 $169.40 07/15/2018
4 $169.40 08/15/2018
5 $169.40 09/15/2018
6 $169.40 10/15/2018
7 $169.40 11/15/2018
8 $169.40 12/15/2018


Delaware

Click here to view view Clearline Loans on Delware's list of Licensed Financial Institutions .

Click here to view the Delaware TITLE 5 BANKING.pdf.

Loan Amount

Loan amounts are available from $100 to $1000. The size and duration of the loan is determined by the financial ability of the borrower to reasonably repay the loan in the time and manner specified in the loan contract.

Loan Terms

We offer loan repayment plans between 60 and 365 days. Please note, there are no early payoff penalties, and we encourage you to pay off your loan as soon as possible.

Prepayment

If you pay off the loan early, you may be entitled to a refund of part of the finance charge.

Maximum Rate

The maximum annual percentage rate currently being charged is 795%.

Customer Service

If you have questions or concerns regarding the terms of your loan please contact us ASAP. You may reach us by phone at (888) 542-1015 or email at cs@clearlineloans.com.

Loan Cancellation

You may cancel the loan, without finance charges or any costs, no later than 5:00 PM Eastern Time of the next banking day immediately following the funding date. To cancel your payment obligations you must notify us in writing, either by email at cs@clearlineloans.com or by fax at (888) 803-3531.

Cost of Credit

The specific rates and terms vary based on loan amount and loan duration. The Annual Percentage Rate and other loan terms will be clearly detailed in your loan agreement. Our customer service representatives will thoroughly review your loan terms with you before your loan is funded.

The chart below is an illustrative example showing the cost of a $300 loan funded with 9 Bi-Weekly scheduled payments.

Annual Percentage Rate
Finance Charge
Amount Financed
Total Payments
The cost of your credit as a yearly rate.
The dollar amount the credit will cost you. The amount of credit provided to you or on your behalf. The amount you will have paid after you have made all payments as scheduled.
582.72 % $ 549.33 $ 300.00 $ 894.33
Your Payment Schedule will be:
Number of Payments
Amount Due
Due Date
1
$99.37 11/01/2017
2 $99.37 11/15/2017
3 $99.37 12/01/2017
4 $99.37 12/15/2017
5 $99.37 01/01/2018
6 $99.37 01/15/2018
7 $99.37 02/01/2018
8 $99.37 02/15/2018
9 $99.37 03/01/2018


Utah

Click here to view our state issued Consumer Credit Notification.

Loan Amount

Loan amounts are available from $100 to $1000. The size and duration of the loan is determined by the financial ability of the borrower to reasonably repay the loan in the time and manner specified in the loan contract.

Loan Terms

We offer loan repayment plans between 60 and 365 days. Please note, there are no early payoff penalties, and we encourage you to pay off your loan as soon as possible.

Prepayment

If you pay off the loan early, you may be entitled to a refund of part of the finance charge.

Maximum Rate

The maximum annual percentage rate currently being charged is 795%.

Customer Service

If you have questions or concerns regarding the terms of your loan please contact us ASAP. You may reach us by phone at (888) 542-1015 or email at cs@clearlineloans.com.

Loan Cancellation

You may cancel the loan, without finance charges or any costs, no later than 5:00 PM Eastern Time of the next banking day immediately following the funding date. To cancel your payment obligations you must notify us in writing, either by email at cs@clearlineloans.com or by fax at (888) 803-3531.

Cost of Credit

The specific rates and terms vary based on loan amount and loan duration. The Annual Percentage Rate and other loan terms will be clearly detailed in your loan agreement. Our customer service representatives will thoroughly review your loan terms with you before your loan is funded.

The chart below is an illustrative example showing the cost of a $300 loan funded with 9 Bi-Weekly scheduled payments.

Annual Percentage Rate
Finance Charge
Amount Financed
Total Payments
The cost of your credit as a yearly rate.
The dollar amount the credit will cost you. The amount of credit provided to you or on your behalf. The amount you will have paid after you have made all payments as scheduled.
582.72 % $ 549.33 $ 300.00 $ 894.33
Your Payment Schedule will be:
Number of Payments
Amount Due
Due Date
1
$99.37 11/01/2017
2 $99.37 11/15/2017
3 $99.37 12/01/2017
4 $99.37 12/15/2017
5 $99.37 01/01/2018
6 $99.37 01/15/2018
7 $99.37 02/01/2018
8 $99.37 02/15/2018
9 $99.37 03/01/2018


Texas

ClearLine Loans Texas LLC, is registered as a Texas Credit Services Organization (“CSO”) and licensed as a Credit Access Business (“CAB”) operating pursuant to Chapter 393 of the Texas Finance Code (“Chapter 393”), and we are under the regulatory authority of the Office of the Consumer Credit Commissioner located at 2601 N. Lamar Blvd., Austin, TX 78705.

Click here to view our state issued Credit Access Business License.

Click here to view our state issued Credit Services Organization Registration Certificate.

Loan Amount

Loan amounts are available from $300 to $1000. The size and duration of the loan is determined by the financial ability of the borrower to reasonably repay the loan in the time and manner specified in the loan contract.

Loan Terms

We offer loan repayment plans between 120 and 180 days. The repayment amount for each installment may not exceed 25% of your gross monthly income.

Prepayment

You will repay your loan in full according to the repayment schedule set out in your loan agreement with your third-party lender. If you make an early or partial payment on your loan, there is no prepayment penalty. If you pay off the full amount of the loan early, we may waive a portion of your CSO Fee.

Loan Cancellation

You may cancel the loan, without finance charges or any costs, no later than 5:00 PM Mountain Time of the 3 calendar day immediately following the funded date. To cancel your payment obligations you may log into the customer portal by clicking here, or by calling our customer service department at (888) 542-1015.

Fee Schedule and APR

The maximum annual percentage rate currently being charged including CSO fees is 700%

Your Credit Services Organization (“CSO”) fee varies based on your loan amount. You will also be charged interest by your lender of up to 10.00% APR on loan principal in addition to CSO fees.

Amount Financed
CSO Fee
Interest Rate
Finance Charge (Interest & Fees)
Annual Percentage Rate (APR)
Additional Fees Charged at Loan Inception
Standard Loan Terms
Number of Payments
Payment Amount
Total of Payments
$300.00 200% 9.90% $6.89 619.43% $0 147 Days 10 $90.69 $906.89
$500.00 200% 9.90% $10.93 669.27% $0 143 Days 10 $151.10 $1510.93
$1000.00 200% 9.90% $24.85 554.42% $0 154 Days 10 $302.49 $3024.85

Consumer Disclosure Form

These three links lead to disclosures, required by the state of Texas for all residents applying for a multi-payment CSO loan, which outline the total costs associated with these types of loans of different amounts. For your specific loan, please review the Truth in Lending Act (TILA) disclosures provided in the agreements.

    The estimated cost of $ 300.00 loan with 10 payments. Link
    The estimated cost of $ 500.00 loan with 10 payments. Link
    The estimated cost of $ 1000.00 loan with 10 payments. Link

Consumer Credit Notice

This business is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800)538-1579, consumer.complaints@occc.texas.gov, occc.texas.gov.

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

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